Effective Date: July 15, 2026
Action Equipment Finance Corp. (“AEFC,” “we,” “our,” or “us”) is committed to protecting the privacy and confidentiality of the information entrusted to us. This Privacy Policy explains how we collect, use, disclose, store, and safeguard information obtained through our website and during the commercial equipment finance application process.
Information We Collect
We may collect personal, business, and financial information including, but not limited to:
- Business name, address, and contact information
- Owner(s), partner(s), member(s), officer(s), or guarantor information
- Social Security Numbers
- Employer Identification Numbers (EIN)
- Dates of birth
- Driver’s license information
- Banking references
- Trade references
- Financial statements
- Tax identification information
- Employment and income information
- Equipment information
- Requested financing terms
- Email addresses and telephone numbers
- Internet Protocol (IP) address, browser type, device information, and website usage information
How We Use Your Information
Information collected may be used to:
- Evaluate creditworthiness
- Process commercial equipment finance applications
- Verify identity
- Prevent fraud
- Obtain business and consumer credit reports
- Verify banking and trade references
- Communicate regarding your application
- Service existing accounts
- Comply with applicable laws and regulations
- Improve our website and customer service
Information Sharing
To process your request for financing, we may disclose information to:
- Banks
- Commercial finance companies
- Funding sources
- Credit reporting agencies
- Equipment vendors
- Collection agencies
- Attorneys
- Government agencies when required by law
- Service providers assisting in the operation of our business
Information is shared only as reasonably necessary to evaluate, process, fund, service, or collect commercial financing transactions or as otherwise permitted or required by law.
Credit Reports
By submitting a credit application, applicants authorize Action Equipment Finance Corp. and its designated funding sources to obtain business and consumer credit reports as permitted by applicable law and the signed credit authorization.
Electronic Communications
If you provide an email address or mobile telephone number, you consent to receive communications regarding your application, financing, account status, document requests, and other related business communications through electronic means.
Data Security
We employ commercially reasonable administrative, technical, and physical safeguards designed to protect personal and business information from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your information, no transmission over the Internet or electronic storage system can be guaranteed to be completely secure.
Information Retention
Application records and supporting documentation may be retained for as long as necessary to:
- Complete financing transactions
- Service accounts
- Meet legal and regulatory requirements
- Resolve disputes
- Enforce contractual obligations
- Maintain business records
Cookies and Website Analytics
Our website may use cookies and similar technologies to improve website functionality, analyze traffic, remember preferences, and enhance the user experience. You may disable cookies through your browser settings, although certain features of the website may not function properly.
Third-Party Websites
Our website may contain links to third-party websites. Action Equipment Finance Corp. is not responsible for the privacy practices or content of those websites.
Children’s Privacy
Our website and financing services are intended for commercial and business purposes only. We do not knowingly collect information from individuals under eighteen (18) years of age.
Your Rights
Depending upon applicable law, you may have certain rights regarding your personal information, including the right to request access to information maintained by us, request correction of inaccurate information, or inquire about our information handling practices. Certain information may be retained where required by law or necessary to protect legitimate business interests.
Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Any updates will be posted on this page with a revised effective date.
Contact Information
Action Equipment Finance Corp.
If you have questions regarding this Privacy Policy or our privacy practices, please contact us using the information provided on our Contact page.